Terms & Conditions

Welcome to TheAdvantageShop.com (“we,” “our,” “us”). By accessing or using our website, you agree to the following Terms and Conditions. Please read carefully before using our services. If you do not agree, please discontinue use of the site immediately.

1. Purpose of TheAdvantageShop.com

TheAdvantageShop.com provides seniors with a hassle-free way to compare Medicare Advantage plans online, review Medicare coverage options, and enroll in Medicare plans that best fit their needs. While we offer tools and resources for independent comparison, we also provide access to licensed insurance professionals who may assist if requested. States that we currently work within are Kentucky, West Virginia, Ohio, Indiana, South Carolina, Tennessee, Texas and Virgina.

2. No Guarantee of Plan Availability or Coverage

Plan availability, premiums, benefits, and coverage options vary by location, insurance carrier, and enrollment period. TheAdvantageShop.com does not guarantee eligibility, enrollment, or acceptance into any Medicare Advantage plan. Final plan selection, pricing, and approval are determined by the insurance carrier and the Centers for Medicare & Medicaid Services (CMS).

 2. Licensed Agent Ownership and Plan Enrollment

TheAdvantageShop.com is owned and operated by a licensed insurance agent. All Medicare Advantage plan enrollments completed through this website will be attached to a licensed agent of record. This ensures compliance with insurance regulations and provides users with a trusted point of contact for future plan questions, updates, or service needs.

4. Not a Government Website

TheAdvantageShop.com is not affiliated with Medicare, CMS, or any government agency. We are a private online resource designed to help individuals compare and evaluate Medicare Advantage plans, prescription drug plans, and Medicare coverage options from multiple carriers.

5. User Responsibilities

By using this site, you agree that:

• You will provide accurate, current, and complete information when comparing or enrolling in Medicare Advantage plans.
• You will not misuse the site or its tools.
• You understand that insurance decisions should be made carefully after reviewing all plan details, costs, and coverage options.

6. Limitations of Liability

TheAdvantageShop.com is not responsible for:

• Errors, omissions, or outdated information regarding Medicare Advantage plans.
• Your personal plan selection or the outcome of enrollment decisions.
• Any financial loss, denial of coverage, or dissatisfaction with your chosen Medicare Advantage plan.

Use of this website is at your own risk.

7. Intellectual Property

All text, logos, graphics, tools, and other content on TheAdvantageShop.com are the property of The Advantage Shop and may not be copied, modified, or redistributed without written consent.

8. Privacy Policy

We are committed to protecting your personal information. Please review our Privacy Policy to learn how we collect, use, and safeguard your data when you use TheAdvantageShop.com to compare and enroll in Medicare Advantage plans online.

 9. Changes to Terms

We may update these Terms and Conditions at any time without prior notice. Continued use of the website after changes constitutes acceptance of the updated Terms.